Home owner total loss?

Hi, we recently had a small tornado the insurance adjuster listed the damage as "wind damage", anyway a huge tree fell through our home breaking floor beams, cracking the foundation. The fireplace was totally destroyedSufficeice it to say that one half of the house was ruined the kitchen and dinning room were left unharmed. The insurance adjuster said there was 94,000 dollars in damage. We had 3 different contractors give us estimatranginging from 166,000- 180,000. The adjuster did not list in his adjustment the damage to the floor joists or cracked foundation. I failed to mention that our policy limit is 134,000. How do we get the insurance company to give us a total loss on this home. We have been at this for nearly 2 months and the adjusthasn'tsnt been back out to talk to the contractor yet? As a matter of fact he stood us up and did not reschedule. He is a catastrophe adjuster and has gone back Louisiananna. We are in Arkansas. Any advise would be greatly appreciated. Thanks in advance. Dana